Line 01
General Liability
Third-party bodily injury and property damage coverage - calibrated to your operations, jurisdictions, and contract requirements.
Services
A full commercial coverage practice, engineered around your operations.
We place every major commercial line and specialty program. The work is in structuring them correctly - limits, retentions, endorsements, and how the lines stack against one another when a claim actually happens.
Line 02
Commercial Property
Building, contents, business income, and equipment - valued at replacement cost and structured to survive a real loss.
Line 03
Business Owner's Policy (BOP)
Packaged liability + property coverage for small and mid-size businesses with straightforward exposure profiles.
Line 04
Workers' Compensation
W-2 payroll-rated coverage with class code audits to make sure you're not overpaying on the wrong code.
Line 05
Commercial Auto
Owned, hired, and non-owned auto with primary + excess structuring for fleets and operator-driven businesses.
Line 06
Tools & Equipment / Inland Marine
Scheduled and unscheduled coverage for high-value tools, contractor equipment, and movable property.
Line 07
Professional Liability (E&O)
For service providers whose work product, advice, or design can be challenged after the fact.
Line 08
Cyber Liability
First- and third-party cyber coverage - incident response, ransomware, regulatory defense, and notification.
Line 09
Directors & Officers (D&O)
Personal liability protection for company leadership against management and governance claims.
Line 10
Employment Practices Liability (EPLI)
Coverage for wrongful termination, discrimination, harassment, and wage-and-hour disputes.
Line 11
Umbrella / Excess Liability
Additional limits sitting above your primary policies, structured to match real contractual obligations.
Line 12
Specialty & Industry Programs
Trucking, construction, hospitality, real estate, tech, and other vertical-specific programs.
Not sure which lines you actually need?
That's the analysis. Submit your business and we'll tell you.