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General Liability
Third-party bodily injury and property damage coverage - calibrated to your operations, jurisdictions, and contract requirements.
Platform
A digital brokerage for the entire insurance lifecycle.
Yisrael Agency is a digital commercial insurance brokerage: licensed advisors broker your program end to end — exposure analysis, carrier submissions, binding, servicing and renewal. The Yisrael Workspace is the digital storefront where your data, documents, certificates and renewals live in real time.
Inside your Yisrael Workspace
Seven modules. One record of the business.
Tap a module to jump to its step in the lifecycle walkthrough.
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Business Profile
A living record of operations, payroll, fleet and locations.
Risk & Coverage
Analysis and scoring: gaps, misapplied class codes and dollar impact ranked by severity.
Quotes & Proposals
Side-by-side carrier options with advisor-reviewed tradeoffs.
Policies & Documents (current step)
Permissioned document workspace with full version history.
Certificates & Service
COI requests tracked to issuance against an SLA clock.
Renewals & Insights
Early renewal preparation with year-over-year program changes.
Advisor
A direct, recorded line to the licensed advisor running your program.
How it works
From submitted profile to renewal — see what your advisor and workspace return.
Step through the lifecycle and preview the actual output of each module.
Step 04 of 07 · Policies & Documents
Everything lands in one permissioned workspace
Bound policies, dec pages, endorsements and applications are versioned and searchable, with a full audit trail of what changed and when.
Available the moment coverage binds
Document centerSample
- Active
GL Policy — 2026 term
v3 · updated Mar 14
- Active
Workers' Comp dec page
v2 · updated Feb 02
- Active
Commercial Auto schedule
v5 · updated Mar 28
- Archived
Loss runs — 5 year
v1 · uploaded Jan 09
Previews are illustrative sample output for a fictional business. No client data is shown.
Coverage lines
Every major commercial line, structured by a licensed brokerage — not just placed.
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Commercial Property
Building, contents, business income, and equipment - valued at replacement cost and structured to survive a real loss.
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Business Owner's Policy (BOP)
Packaged liability + property coverage for small and mid-size businesses with straightforward exposure profiles.
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Workers' Compensation
W-2 payroll-rated coverage with class code audits to make sure you're not overpaying on the wrong code.
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Commercial Auto
Owned, hired, and non-owned auto with primary + excess structuring for fleets and operator-driven businesses.
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Tools & Equipment / Inland Marine
Scheduled and unscheduled coverage for high-value tools, contractor equipment, and movable property.
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Professional Liability (E&O)
For service providers whose work product, advice, or design can be challenged after the fact.
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Cyber Liability
First- and third-party cyber coverage - incident response, ransomware, regulatory defense, and notification.
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Directors & Officers (D&O)
Personal liability protection for company leadership against management and governance claims.
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Employment Practices Liability (EPLI)
Coverage for wrongful termination, discrimination, harassment, and wage-and-hour disputes.
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Umbrella / Excess Liability
Additional limits sitting above your primary policies, structured to match real contractual obligations.
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Specialty & Industry Programs
Trucking, construction, hospitality, real estate, tech, and other vertical-specific programs.
Not sure which lines you actually need?
Run your business through Yisrael Workspace Setup — it maps your exposure and a licensed advisor reviews the result with you.
Common questions
Working with a commercial insurance brokerage.
- What does a commercial insurance broker actually do?
- A commercial insurance broker works for the business, not the carrier. We review how your operation actually runs — payroll, class codes, vehicles, contracts, locations — then structure and negotiate coverage with A-rated carriers, and manage the program through servicing and renewal.
- Which states is Yisrael Agency licensed in?
- We are a licensed commercial insurance brokerage in Colorado (#824686), New York (#BR-1889269), and Hawaii (#21027605). We work with businesses across a wide range of sizes and levels of complexity in those states.
- What does the risk review cost?
- Nothing. We do not charge consulting or service fees for the review or for ongoing servicing. We are compensated by the carrier when coverage is placed.
- How long does it take to get started?
- Yisrael Workspace Setup takes about two to three minutes, and a licensed advisor completes an initial review within one business day.
- What is the Yisrael Workspace?
- It is the secure workspace every client gets on day one. Your risk profile, analysis, quotes, policies, documents, certificates of insurance and renewals all live there, alongside a direct line to your advisor — so nothing lives in an email thread.
- Which lines of business insurance can you place?
- General Liability, Commercial Property, BOP, Workers' Compensation, Commercial Auto, Inland Marine, Professional Liability (E&O), Cyber, D&O, EPLI, Umbrella, and industry-specific specialty programs.