Line 01
General Liability
Third-party bodily injury and property damage coverage - calibrated to your operations, jurisdictions, and contract requirements.
The Platform
One platform for the entire insurance lifecycle.
The platform runs the work — exposure data, analysis, submissions, documents, certificates and renewals. Licensed advisors make the calls that require judgment. Both live in the same secure workspace, in real time.
Platform modules
Six modules. One record of the business.
Tap a module to jump to its step in the lifecycle walkthrough.
010203040506
Commercial Risk Profile
A living record of operations, payroll, fleet and locations.
Analysis & Scoring
Gaps, misapplied class codes and dollar impact ranked by severity.
Quotes & Proposals
Side-by-side carrier options with advisor-reviewed tradeoffs.
Policies & Documents (current step)
Permissioned document workspace with full version history.
Certificates & Service
COI requests tracked to issuance against an SLA clock.
Renewals & Insights
Early renewal preparation with year-over-year program changes.
How it works
From submitted profile to renewal — see what the platform returns.
Step through the lifecycle and preview the actual output of each module.
Step 04 of 06 · Policies & Documents
Everything lands in one permissioned workspace
Bound policies, dec pages, endorsements and applications are versioned and searchable, with a full audit trail of what changed and when.
Available the moment coverage binds
Document centerSample
- Active
GL Policy — 2026 term
v3 · updated Mar 14
- Active
Workers' Comp dec page
v2 · updated Feb 02
- Active
Commercial Auto schedule
v5 · updated Mar 28
- Archived
Loss runs — 5 year
v1 · uploaded Jan 09
Previews are illustrative sample output for a fictional business. No client data is shown.
Coverage lines
Every major commercial line, structured in the platform — not just placed.
Line 02
Commercial Property
Building, contents, business income, and equipment - valued at replacement cost and structured to survive a real loss.
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Business Owner's Policy (BOP)
Packaged liability + property coverage for small and mid-size businesses with straightforward exposure profiles.
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Workers' Compensation
W-2 payroll-rated coverage with class code audits to make sure you're not overpaying on the wrong code.
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Commercial Auto
Owned, hired, and non-owned auto with primary + excess structuring for fleets and operator-driven businesses.
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Tools & Equipment / Inland Marine
Scheduled and unscheduled coverage for high-value tools, contractor equipment, and movable property.
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Professional Liability (E&O)
For service providers whose work product, advice, or design can be challenged after the fact.
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Cyber Liability
First- and third-party cyber coverage - incident response, ransomware, regulatory defense, and notification.
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Directors & Officers (D&O)
Personal liability protection for company leadership against management and governance claims.
Line 10
Employment Practices Liability (EPLI)
Coverage for wrongful termination, discrimination, harassment, and wage-and-hour disputes.
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Umbrella / Excess Liability
Additional limits sitting above your primary policies, structured to match real contractual obligations.
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Specialty & Industry Programs
Trucking, construction, hospitality, real estate, tech, and other vertical-specific programs.
Not sure which lines you actually need?
Run your business through the platform's risk analysis — it maps your exposure and a licensed advisor reviews the result with you.